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Lexus RX 350 Insurance Cost

Auto insurance for a Lexus RX 350 will cost about $1,884 per year.

This beats the national average for luxury SUV models by $341. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Lexus RX 350.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating
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Lexus RX 350 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Lexus RX 350 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,381 $9,370 $10,962
18 $5,947 $8,732 $10,216
19 $5,256 $7,717 $9,028
20 $4,583 $6,729 $7,872
21 $3,843 $5,643 $6,602
22 $3,743 $5,496 $6,429
23 $3,275 $4,809 $5,625
24 $3,111 $4,568 $5,344
25 $2,685 $3,942 $4,612
30 $2,091 $3,071 $3,593
35 $1,959 $2,876 $3,365
40 $1,884 $2,766 $3,236
45 $1,833 $2,692 $3,149
55 $1,681 $2,469 $2,888
65 $1,754 $2,575 $3,013
75 $2,213 $3,250 $3,802

Lexus RX 350 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Lexus RX 350 by state.

Lexus RX 350 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,996 $2,899 $3,690
Alaska $1,651 $2,289 $2,225
Arizona $1,867 $2,698 $3,975
Arkansas $2,046 $3,215 $3,540
California $2,279 $4,029 $2,279
Colorado $2,126 $2,976 $3,776
Connecticut $2,717 $4,213 $5,348
Delaware $2,249 $2,997 $3,850
Florida $2,678 $3,705 $4,827
Hawaii $872 $1,184 $872
Idaho $1,515 $2,008 $2,442
Illinois $1,586 $2,397 $2,733
Indiana $1,629 $2,491 $2,795
Iowa $1,290 $1,770 $2,081
Kansas $1,717 $2,498 $2,922
Kentucky $2,482 $3,643 $4,302
Louisiana $3,186 $4,816 $5,222
Maine $1,205 $1,665 $2,459
Maryland $1,950 $2,837 $3,152
Massachusetts $1,563 $2,727 $1,563
Michigan $3,773 $5,749 $9,068
Minnesota $1,553 $2,071 $2,916
Mississippi $1,875 $2,674 $2,692
Missouri $1,766 $2,526 $3,318
Montana $1,796 $2,506 $2,917
Nebraska $1,518 $2,245 $2,439
Nevada $2,504 $3,714 $3,924
New Hampshire $1,742 $2,755 $3,482
New Jersey $1,919 $3,011 $3,940
New Mexico $1,960 $2,916 $3,026
New York $1,815 $2,286 $3,816
North Carolina $1,125 $1,933 $1,379
North Dakota $1,540 $2,341 $2,768
Ohio $1,373 $2,118 $2,172
Oklahoma $2,193 $3,140 $3,535
Oregon $1,995 $2,677 $3,198
Pennsylvania $1,681 $2,468 $2,887
Rhode Island $2,806 $4,116 $4,635
South Carolina $1,906 $2,641 $3,645
South Dakota $1,710 $2,464 $2,843
Tennessee $2,011 $2,960 $3,942
Texas $2,025 $2,926 $3,639
Utah $1,723 $2,414 $3,322
Vermont $1,326 $2,042 $2,159
Virginia $1,249 $1,918 $1,880
Washington $1,654 $2,244 $2,680
West Virginia $1,664 $2,383 $2,985
Wisconsin $1,659 $2,589 $2,953
Wyoming $1,549 $2,168 $2,309
Georgia $2,183 $3,264 $3,291

Lexus RX 350 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Lexus RX 350 ranks for Insurance compared to other vehicles. Also check out how the RX 350 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Lexus RX 350 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Lexus RX 350 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: