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Volvo XC60 Insurance Cost

Auto insurance for a Volvo XC60 will cost about $1,708 per year.

This beats the national average for luxury SUV models by $517. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volvo XC60.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating
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Volvo XC60 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volvo XC60 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,784 $8,494 $9,937
18 $5,391 $7,916 $9,260
19 $4,764 $6,995 $8,184
20 $4,154 $6,100 $7,136
21 $3,483 $5,115 $5,984
22 $3,393 $4,982 $5,828
23 $2,968 $4,359 $5,099
24 $2,820 $4,141 $4,844
25 $2,434 $3,574 $4,181
30 $1,896 $2,784 $3,257
35 $1,776 $2,607 $3,050
40 $1,708 $2,508 $2,934
45 $1,662 $2,440 $2,855
55 $1,524 $2,238 $2,618
65 $1,590 $2,334 $2,731
75 $2,006 $2,946 $3,447

Volvo XC60 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volvo XC60 by state.

Volvo XC60 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,809 $2,628 $3,345
Alaska $1,497 $2,075 $2,017
Arizona $1,692 $2,446 $3,603
Arkansas $1,855 $2,915 $3,209
California $2,065 $3,652 $2,065
Colorado $1,927 $2,697 $3,422
Connecticut $2,462 $3,819 $4,848
Delaware $2,039 $2,717 $3,490
Florida $2,427 $3,358 $4,376
Hawaii $790 $1,073 $790
Idaho $1,373 $1,820 $2,213
Illinois $1,437 $2,173 $2,477
Indiana $1,477 $2,258 $2,533
Iowa $1,170 $1,604 $1,886
Kansas $1,556 $2,264 $2,648
Kentucky $2,250 $3,302 $3,900
Louisiana $2,888 $4,365 $4,733
Maine $1,092 $1,509 $2,229
Maryland $1,767 $2,572 $2,857
Massachusetts $1,417 $2,472 $1,417
Michigan $3,420 $5,211 $8,220
Minnesota $1,408 $1,877 $2,643
Mississippi $1,699 $2,424 $2,440
Missouri $1,601 $2,289 $3,008
Montana $1,628 $2,272 $2,644
Nebraska $1,376 $2,035 $2,211
Nevada $2,270 $3,367 $3,557
New Hampshire $1,579 $2,497 $3,156
New Jersey $1,740 $2,729 $3,572
New Mexico $1,777 $2,643 $2,743
New York $1,646 $2,072 $3,459
North Carolina $1,020 $1,753 $1,250
North Dakota $1,396 $2,122 $2,509
Ohio $1,245 $1,920 $1,968
Oklahoma $1,988 $2,846 $3,205
Oregon $1,809 $2,427 $2,899
Pennsylvania $1,524 $2,237 $2,617
Rhode Island $2,544 $3,731 $4,202
South Carolina $1,727 $2,394 $3,304
South Dakota $1,550 $2,233 $2,577
Tennessee $1,823 $2,683 $3,573
Texas $1,836 $2,652 $3,299
Utah $1,561 $2,188 $3,011
Vermont $1,202 $1,851 $1,957
Virginia $1,132 $1,739 $1,704
Washington $1,499 $2,034 $2,429
West Virginia $1,508 $2,160 $2,706
Wisconsin $1,504 $2,347 $2,677
Wyoming $1,404 $1,965 $2,093
Georgia $1,979 $2,959 $2,984

Volvo XC60 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volvo XC60 ranks for Insurance compared to other vehicles. Also check out how the XC60 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Volvo XC60 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volvo XC60 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: