Save time, skip the dealership! Use CarEdge’s Car Buying Service for $999 and save at least $999, guaranteed. It pays for itself.

GMC Acadia Costs

GMC Acadia Costs of Ownership
Search local listings with market insights
Find the perfect car at the right price with behind-the-scenes data.

The average cost of owning a GMC Acadia for 5 years is $37,035. This total will vary per vehicle, driver and location. These ownership expenses include:

The interactive chart below illustrates the relative proportion of each of the major costs of ownership. Click on any of the expenses boxes to see more detail.

GMC Acadia CarEdge Value Rating


This grade is our unbiased, trusted and candid financial assessment of whether the GMC Acadia is likely to be a good or bad automobile investment. Learn more about our Value Ratings and methodolgy.

GMC Acadia Depreciation

An GMC Acadia will depreciate in value by $13,588 after 5 years. Depreciation is difficult to avoid, but it can be managed. Depreciation is the difference between the original sales price, and what the vehicle will be worth in the future. We use 5 years as an example in our analysis.

When new, a typically-equipped GMC Acadia sells for $44,640 on average. After 5 years of depreciation, the average residual value will be $31,052. This represents the vehicle's retail market price. Trade-in and private sale prices will likely be lower. Use our GMC Acadia Depreciation Calculator to see how model year and mileage will affect your resale value.

GMC Acadia Depreciation Calculator

Current Vehicle Age
Current Price
Own it For
Annual Miles

GMC Acadia Insurance

The average annual cost for auto insurance for a GMC Acadia is $1,636, which adds up to $8,180 after 5 years of ownership. These insurance costs are estimates based on national averages for a 40 year old, with full coverage, a good driving record, and good credit. They also assume a single-car policy, and won't reflect any multi-car discounts. See our GMC Acadia Insurance Tool to view rates by state, for different driver ages, credit ratings and driving history.

GMC Acadia insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

GMC Acadia Maintenance

Maintenance and repair costs for a GMC Acadia will amount to $2,119 after 5 years. Expenses include scheduled maintenance, normal wear and tear items and expected repairs. These estimates exclude any free warranty work performed.

The region you live, and the way you care for and drive your vehicle can have a big impact on these costs. So, your results may vary significantly from our estimates. Our GMC Acadia Maintenance Cost Estimator shows how much you are likely to spend, and the probabilities of a major repair over 10 years.

GMC Acadia Financing Costs

The average cost to finance a new GMC Acadia would be $5,228 after 5 years. This assumes a 72-month loan with an APR of 4.75% and a 20% down payment. Financing costs are a vehicle cost that you can control. Your interest expense can be greatly reduced by changing your loan term, improving your credit score, or increasing your down payment.

Our GMC Acadia Loan Calculator allows you to build a loan that's best suited for you. This handy utility will also help to keep you from becoming upside down, where you end up owing more than the vehicle is worth. You can estimate monthly payments and download the full amortization schedule as well. We've highlighted some typical loan scenarios in the table below. See what a difference a larger down payment will make in lowering your financing costs and your monthly payments.

GMC Acadia Loans

Condition Term Down Payment
New 72 Month 0% Down 20% Down
New 60 Month 0% Down 20% Down
Used 48 Month 0% Down 20% Down
Used 36 Month 0% Down 20% Down

GMC Acadia Fuel Economy

An GMC Acadia gets an average of 23 MPG, which will cost a total of $7,920 for fuel after 5 years, or about $1,584 annually. These estimates are based on recently collected national average fuel prices, assuming 12,000 miles driven per year - 55% city and 45% highway. These figures also reflect current EPA estimates. Fuel costs will vary based on your driving style, fuel prices in your area, and the engine that will be in your vehicle. We used the GMC Acadia models and engines below for our estimates:

GMC Acadia MPG

Model Powertrain MPG (combined) City Hwy
ACADIA AWD 6cyl, 3.6L, Auto(A9) 21 18 25
ACADIA AWD 4cyl, 2L, Auto(A9) 23 21 27
ACADIA FWD 6cyl, 3.6L, Auto(A9) 22 19 27
ACADIA FWD 4cyl, 2.5L, Auto(A9) 23 21 27
ACADIA FWD 4cyl, 2L, Auto(A9) 24 21 28

GMC Acadia Video Review

Sign up for our free newsletter
By signing up, you agree to CarEdge's Privacy Policy and Terms & Conditions.