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Buick Encore Insurance Cost

Auto insurance for a Buick Encore will cost about $1,466 per year.

This beats the national average for popular SUV models by $759. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Buick Encore.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating
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Buick Encore insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Buick Encore Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,965 $7,290 $8,529
18 $4,627 $6,794 $7,948
19 $4,089 $6,004 $7,024
20 $3,565 $5,235 $6,125
21 $2,990 $4,390 $5,136
22 $2,912 $4,276 $5,002
23 $2,548 $3,741 $4,377
24 $2,420 $3,554 $4,158
25 $2,089 $3,067 $3,588
30 $1,627 $2,389 $2,795
35 $1,524 $2,238 $2,618
40 $1,466 $2,152 $2,518
45 $1,426 $2,094 $2,450
55 $1,308 $1,921 $2,247
65 $1,364 $2,004 $2,344
75 $1,722 $2,529 $2,958

Buick Encore car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Buick Encore by state.

Buick Encore Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,553 $2,256 $2,871
Alaska $1,285 $1,781 $1,731
Arizona $1,452 $2,099 $3,093
Arkansas $1,592 $2,502 $2,754
California $1,773 $3,135 $1,773
Colorado $1,654 $2,315 $2,937
Connecticut $2,113 $3,278 $4,161
Delaware $1,750 $2,332 $2,995
Florida $2,083 $2,882 $3,756
Hawaii $678 $921 $678
Idaho $1,179 $1,563 $1,900
Illinois $1,234 $1,865 $2,126
Indiana $1,268 $1,938 $2,174
Iowa $1,004 $1,377 $1,619
Kansas $1,336 $1,943 $2,273
Kentucky $1,931 $2,834 $3,347
Louisiana $2,479 $3,747 $4,063
Maine $937 $1,296 $1,913
Maryland $1,517 $2,208 $2,452
Massachusetts $1,216 $2,122 $1,216
Michigan $2,935 $4,473 $7,055
Minnesota $1,208 $1,611 $2,269
Mississippi $1,459 $2,080 $2,094
Missouri $1,374 $1,965 $2,581
Montana $1,397 $1,950 $2,269
Nebraska $1,181 $1,747 $1,898
Nevada $1,948 $2,890 $3,053
New Hampshire $1,355 $2,143 $2,709
New Jersey $1,493 $2,343 $3,066
New Mexico $1,525 $2,268 $2,355
New York $1,412 $1,779 $2,969
North Carolina $876 $1,504 $1,073
North Dakota $1,198 $1,821 $2,154
Ohio $1,068 $1,648 $1,690
Oklahoma $1,706 $2,443 $2,750
Oregon $1,552 $2,083 $2,488
Pennsylvania $1,308 $1,920 $2,246
Rhode Island $2,183 $3,203 $3,606
South Carolina $1,483 $2,055 $2,836
South Dakota $1,330 $1,917 $2,212
Tennessee $1,564 $2,303 $3,067
Texas $1,576 $2,276 $2,831
Utah $1,340 $1,878 $2,584
Vermont $1,032 $1,589 $1,679
Virginia $972 $1,492 $1,463
Washington $1,287 $1,746 $2,085
West Virginia $1,295 $1,854 $2,323
Wisconsin $1,291 $2,015 $2,298
Wyoming $1,205 $1,687 $1,796
Georgia $1,698 $2,540 $2,561

Buick Encore Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Buick Encore ranks for Insurance compared to other vehicles. Also check out how the Encore stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Buick Encore Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Buick Encore costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: